Corporate Profile

RLI is a different type of insurance company in many ways.

We are a specialty property and casualty insurer operating nationwide on both an admitted (regulated) and excess and surplus lines (less regulated) basis. We combine profitable underwriting, solid investment returns, and effective capital management to deliver consistent, long-term growth in shareholder value. Our officers and employees are rewarded on metrics that align with our shareholders’ interests.

In general, our business is split 46 percent casualty, 39 percent property and 15 percent surety. RLI's insurance subsidiaries - RLI Insurance Company, Mt. Hawley Insurance Company, RLI Indemnity Company and Contractors Bonding and Insurance Company are rated A+ (Superior) by A.M. Best Company, a distinction held by fewer than 10 percent of all property and casualty insurance companies in the country.

We develop coverages designed to meet specific needs. These range from individually underwritten coverages, to highly automated, self-underwriting products, to highly complex coverages. We leverage technology to bring superior service to underserved customers. Our customers are businesses and individuals throughout the United States and its territories, roughly 90 percent in commercial lines and 10 percent personal lines. Insurance coverages are distributed through wholesale brokers, retail agencies or program administrators.

At RLI, different works.